Online shopping has redefined the traditional way in which people shop. Online shopping has now become the way of life globally.
With all major, minor and niche brands having their presence online, it is attracting millions, and millions of customers and the number is snowballing every day. Be it the launch of limited edition mobile phones or flash sales, and people are hooked to online shopping to get the best deals and offers.
The most important aspect which makes online shopping so popular and promising is that consumers get to compare, check, enquire and then make a very informed decision from the hundreds of available options. The icing on the cake is that you get your products delivered at your doorstep. The comfort and customization options that online shopping offers have led to this phenomenal growth.
However, it comes with its fair share of cons where a user has to beware because there are always fraudsters around the corner waiting for a breach of security. Through fraudulent and deceiving means they get the private information of customers and use it to their advantage:
But some changes and a more mindful approach while shopping can protect you against such entities and make your shopping more secure and stress-free while helping you save more:
- You are as secure as your password
A secure password is one of the most basic things that you need to get right to make sure that fraudsters don’t use various permutations and combinations to get hold of your private account details. Most websites recommend a password that consists of a combination of alphabets, numbers as well as special characters so that it prevents hacking of your account.
- Look before you leap:
If you come across some unbelievably great deals and offers, exercise restraint and thoroughly research all the terms, conditions and schemes that come along with it. The chances are that offers that sound too good to be true is, in reality, a trap to extract your confidential information.
- Don’t give away your life story
Online stores ask for specific information like your delivery address, card details, and other similar details to facilitate a transaction, but that is as far as it goes. If the website asks for information that has absolutely no connection to your purchase like your social security number, beware! There is something fishy!
- Choose mobile over PC
It is a well-established fact where experts agree that it is safer to do online shopping from your mobile phones rather than your PC. Mobile phones use applications that will not easily fall prey to the fraudulent online practices of hackers whereas using websites on the PC are more prone to phishing and various other deceiving mechanisms that could give away sensitive information.
- Security should be the top priority
Secure Socket Layers or SSL is a security standard which keeps all your online transactions safe and private. SSL is the necessary level of encryption security that every website should have. The significant giants like Amazon, eBay, Alibaba have it covered but when you are shopping with a not-so-mainstream company do check whether your transactions are encrypted or not
- Guard your home territory
Having an anti-virus or firewall protection is of great importance to keep your PC secure not just while doing online shopping but in general. A good malware can detect and eliminate such viruses before they infect your PC and encroach upon your privacy. It is advisable always to stay updated or have an auto-update for your firewall so that your PC is protected 24*7
- Be informed, save more
Always be on the lookout for coupons, gift cards, cash back offers and other such deals that brands promote across various social media channels. Being prompt and collecting such deals and offers can help you get some fantastic discounts and will help you save more.
- Subscribe, and create accounts and be a loyal member
Every company offers good discounts, competitions and giveaways offers and attractive gifts to its loyal members as a part of their retention strategies. So, whenever you shop from a particular site, please create an account and subscribe to their newsletters. Through those newsletters you are entitled to various coupons and benefits as their loyal customer. Sometimes, paying through a particular card or a particular E-wallet also earn you good points and credits. You can thus avail these deals and offers.
Online shopping has come as a boon to the modern day consumer who is always in a rush to get things done. This mode of shopping eases out the burden, leaving behind the time that can be used more productively.
As most of our transactions move online with digital shopping and online payment becoming the new normal of this decade, we should be diligent and responsible in our transactions by employing measures that ensure our security and help us get the best deals.